A bank publishes documentation explaining how its credit-scoring model works so regulators and customers can understand decisions. Which principle does this embody — and which one covers designating a team responsible for the model's behavior?
A.Inclusiveness, then reliability
Neither matches — inclusiveness is broad participation; reliability is consistent operation.
B.Transparency, then accountability
Explainability = transparency; owning outcomes = accountability. Correct.
C.Accountability, then transparency
Reversed order.
D.Fairness, then privacy
Fairness is unbiased outcomes; privacy is data protection.
Why this answer
Transparency = making the system's workings understandable (documentation, explainability). Accountability = people remaining answerable for the system — governance, oversight, designated responsibility. Order matters here.
Correct answer: B · Last reviewed 2026-02-14
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