A loan-approval model is discovered to systematically reject qualified applicants from one demographic group at a higher rate. Which responsible AI principle is violated?
A.Transparency
Transparency is about explaining how the system works — the issue here is biased outcomes.
B.Fairness
Unequal treatment across groups = fairness violation. Correct.
C.Accountability
Accountability is about who owns the system's impact — a different dimension.
D.Privacy and security
Privacy/security concern data protection, not discriminatory outcomes.
Why this answer
Fairness requires AI systems to treat all people equitably — biased outcomes against a group is the canonical fairness violation. Transparency = explainability of decisions; accountability = human responsibility for the system.
Correct answer: B · Last reviewed 2026-02-14
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